How It Works

Empire Merchant Advance, LLC knows how difficult and time consuming it can be for a small business owner to apply for working capital. We have designed our program so that our Funding Consultants do all the work, leaving you to focus on your business.

Here’s how simple it is to get the capital you need.


Qualify


Application Process

  • Fax us a completed application along with 4 months of credit card statements to
    888-715-3737
  • Within 24 hours, your Funding Consultant will contact you to discuss the specifics of what you qualify for
  • Tell us whether you want to keep your current Credit Card Processor or for us to save you money with one of our multiple preferred Processors
  • Once YOU decide which program is best for your business, we will deliver a contract within 1 hour for you to review
  • That's all. Just sign and return our agreement. Within 48 hours, funds will be deposited automatically into your business bank account.

Repayment Process

  • NO restrictions on how to use the money. Grow your business your way.
  • Your Credit Card Processor will automatically send us the agreed upon fixed percentage from your credit card sales.
  • You never have to worry about writing a check or paying a single late fee, we only receive payment when your customers pay you.
  • Do NOT hesitate to call us for more cash. Take an Additional Cash Advance in as little as 30 days after receiving your first advance
  • The idea is for you to pay back the cash advance without ever noticing. The only time you should ever have to call us is when you are looking for an additional advance.